Our Services
At Ascend Integrated Wealth, we provide comprehensive wealth planning services through our partnership with Mariner Advisor Network. As part of the Network, we have access to experienced tax, trust, estate planning, investments, retirement planning and insurance teams. We’ll collaborate with these teams as needed to provide you with a coordinated wealth plan. Our goal is to help you achieve your goals and build a secure financial future.
Comprehensive Financial Advice
As fiduciaries, we put your interests first, always. This enables us to deliver transparent and complete financial advice. Our comprehensive approach offers guidance on every aspect of your financial life.
- Investments
- Tax Planning and Preparation
- Retirement Planning
- Estate Planning
- Cash Flow Planning
- Risk Management
- Stock Options
Investment Management
We help you generate and preserve wealth through a knowledge-based investment approach founded on the benefits of diversification, low investment costs, tax efficiency and underperformance risk management. First, we identify your investment objectives, return targets and a suitable level of risk. Then, we work to ensure your custom-tailored investment portfolio is optimized through continuous monitoring, strategic rebalancing and opportunistic tax-loss harvesting.
Complete Balance Sheet Management
We pride ourselves on advice and services that go beyond investments. We spare no effort in helping you define your financial and life paths. Scrutinizing the minute details of your balance sheet, we evaluate assets, liabilities and every facet of your total net worth while proactively offering return optimization and liability and expense reduction strategies.
Insurance
In collaboration with highly experienced insurance consultants, we help you assess risk management solutions and recommend options that align with your family’s needs.
- Asset and income protection strategies
- Analysis of major insurance companies and product recommendations
- Life insurance audits and long-term care expense mitigation
- Estate tax elimination strategies
Tax Planning and Preparation
Including an effective tax strategy as part of your overall wealth and estate plan may help you maximize your savings and reach your financial goals. We will work with an experienced, in-house tax team that understands the latest regulatory issues and tax law changes to create tax-efficient strategies for you designed to minimize your tax burden.
- Proactive tax analysis to identify areas for tax reduction
- Tax-efficient gifts, trusts, foundations and funds
- General tax preparation services and year-round planning
- Family office services including back-office support
Estate Planning
To help ensure your wishes are carried out in the most efficient manner possible, we will work with you and our estate planning attorneys on strategies to help minimize taxes and maximize your potential wealth transfer.
- Review and design of wills, power of attorney documents and health care directives
- Reviewing and designing trust documents
- Assistance with titling of assets to avoid public probate process
- Charitable planning and gifting strategies
Investment advisory services are offered through Mariner Independent Advisor Network (MIAN); other services may be provided by affiliates and may be subject to additional fees. Some advisors are licensed insurance agents and may be compensated for the sale of insurance-related products through an affiliated or unaffiliated insurance agency. MIAN does not provide legal/tax advice or tax preparation services.
Diversification is an investment strategy designed to help manage risk but cannot ensure a profit or protect against loss in a declining market. Investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing or planning strategy will be successful.