Independent Fiduciary · Houston, Texas
Independent Fiduciary · Houston, Texas
A fiduciary practice serving families, executives, and business owners building generational wealth across Texas.
Meaningful wealth is created and preserved through a coordinated system. Not a collection of disconnected products and opinions. We integrate the disciplines that matter, apply seasoned judgment, and serve as long-term stewards of what you’ve built.
Integration
Judgment
Stewardship
Barron’s Top RIA Firms
Advisory Assets Under Management
Barron’s “Top 100 RIA Firms” ranking is based on both quantitative and qualitative criteria, including regulatory records, client retention, assets under management, revenue, number of clients and staff, among other factors. Investor experience and investment returns are not considered. Neither Private Advisor Group nor its financial advisors pay a fee to Barron’s for inclusion. The ranking, announced September 15, 2025, reflects data from July 1, 2024 to June 30, 2025. This recognition is not indicative of future performance and may not reflect the experience of all clients. Advisory assets as of June 30, 2025.
Your advisor says one thing. Your CPA says another. An attorney weighs in. Family and friends offer opinions. Online content adds a constant stream of confident, conflicting takes. Each voice may be well intentioned. The conflict between them is the problem. It creates hesitation, second guessing, and decisions delayed long enough to quietly cost real money.
of wealthy households work with multiple advisors who operate independently of one another.
annual return investors lose to behavioral timing errors. About 15% of potential returns over a decade.
that the same behavioral gap has shown up, every year, in every market. Noise overriding plan is not a phase. It is the pattern.
The cost of disconnected advice is not bad decisions. It is no decision at all. We built Ascend to cut through the noise. One coordinated team. One integrated plan.
Financial planning is ultimately about more than returns. It’s about dependable income, protecting your family, minimizing avoidable taxes, and transferring wealth efficiently across generations.
We serve as long-term stewards, helping clients align their resources with their goals, values, and responsibilities.
Every review walks the full picture of your financial life, from investments and tax to estate, insurance, and business. Meeting frequency scales with the complexity of your plan, so the right disciplines get the right attention at the right time.
Annual planning meeting, with ongoing access to your team.
Semi-annual planning meetings across tax, estate, and investments.
Quarterly planning meetings with the full integrated team.
Asset location, harvesting opportunities, and after-tax return as a primary lens.
Dependable cash flow strategies across pre-retirement, transition, and legacy years.
Multi-year modeling to manage bracket exposure and long-term tax positioning.
Trusts, titling, and beneficiary alignment, coordinated with attorneys and CPAs.
Independent analysis of life, disability, and long term care coverage. Property, casualty, and umbrella adequacy reviewed against net worth, with titling aligned to trust structures. Medicare and IRMAA planning coordinated with Roth conversion and tax bracket strategy.
Liquidity events, entity structure, and transitions for founders and professionals.
Every family’s goals and complexity are different. Our tiered service model meets you where you are today, then scales into a fractional family office as life and wealth grow more intricate.
Build with Confidence
Grow with Strategy
Includes all Premier services, plus:
Protect with Clarity · A fractional family office
Includes all Premier services, plus:
Clarity builds confidence. We operate with honesty and integrity so clients always know where they stand and what to expect.
A disciplined, research-informed approach to financial planning and investment management, built around the realities of your situation.
Risk management is a constant lens: market volatility, inflation, longevity, and capital preservation are addressed before they become problems.
Long-term relationships grounded in open communication, across market cycles, life transitions, and generations.
Together, these principles create a disciplined process designed to help families preserve, grow, and transfer wealth with greater clarity and confidence.
Connecting every major area of your financial life.
Applying experience and disciplined decision-making.
Managing wealth with a long-term perspective.
Whether you’re navigating a liquidity event, planning a transition, or simply ready for a more integrated approach, we’d welcome a conversation.